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Ralph C. Gruendling is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of South Carolina, North Carolina, Georgia, Virginia, Tennessee, and Texas. No insurance business may be conducted outside this/these state(s) referenced.

Ralph C. Gruendling is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed insurance Agency and a New York Life Company.. In this regard, this communication is strictly intended for individuals residing in the states of South Carolina, North Carolina and Georgia. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Ralph C. Gruendling and Associates is not owned or operated by NYLIFE Securities LLC, or its affiliates.